Press Information Bureau
Government of India
Ministry of Finance
01-August-2014 17:04 IST
The Small
Savings Schemes that are currently in operation in the country are: Post Office
Savings Account, Post Office Time Deposits (1,2,3 & 5 years), Post Office
Recurring Deposits, Post Office Monthly Income Account, Senior Citizens Savings
Scheme, National Savings Certificate (VIII-Issue), National Savings Certificate
(IX-Issue) and Public Provident Fund.
The above accounts can be
opened by a person who has attained the age of majority and is of sound mind,
except the Senior Citizens Savings Scheme which can be opened by a retired
person who has attained the age of 55 years or 60 years on the date of opening
of account. The accounts can be opened by an individual and the guardians on
behalf of minor also.
Benefits of small savings
schemes are equally available to all persons which include weaker sections of
the society.
With the objective of
facilitating payment of various Government benefits transferred under different
schemes of Central and State Government, a new category of savings account called
‘Basic Savings Account’ was notified. An individual adult and also a guardian
of any minor, including people from the weaker sections, whose names are
registered for any Government Welfare Scheme, may avail benefits from the said
schemes. They can open Basic Saving Account, without depositing any amount, in
any post office for the said purpose.
This information was given
by the Minister of State for Finance, Smt. Nirmala Sitharaman in written reply
to a question in Lok Sabha today.
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